LemvoBy installing or using Lemvo Technologies, you agree to these terms. If you do not agree, please do not use the app.
1. What Lemvo Technologies is
Lemvo Technologies is a personal and household tool for recording income, expenses, bills, subscriptions, LPG, fuel and rent. It is a record-keeping tool only. It is not a bank, payment service, or financial, tax, legal or medical advisor.
2. Who can use it
You must be 18 or older to create an account. You are responsible for the people you invite to your family group.
3. Your account
- Keep your phone, PIN and recovery key safe. You are responsible for activity on your account.
- If you lose your recovery key, we cannot unlock your encrypted notes.
- Tell us at lemvotechnologies@gmail.com if you think your account has been misused.
4. Your data
- What you record belongs to you.
- You give us permission only to store, sync and process it to run the app for you, as described in the Privacy Policy.
- You are responsible for the accuracy of what you enter.
5. Estimates and insights
Refill dates, totals, mileage, insights and AI summaries are calculated from what you entered and from bank SMS. They may be incomplete or wrong. Always check important figures against your bank statements and bills before relying on them.
6. SMS import
SMS reading depends on the format of messages your bank or shop sends. Some messages may be missed or read incorrectly. Please review entries added from SMS.
7. Family plan and payments
- The family plan is bought and billed through Google Play. Prices are shown in the app before you pay.
- Subscriptions renew automatically until you cancel in Google Play.
- Refunds follow Google Play's refund policy.
- The free features of Lemvo Technologies stay free.
8. Acceptable use
You agree not to:
- break the law using Lemvo Technologies;
- try to access other people's accounts or data;
- attack, overload, copy or reverse-engineer the service;
- use the app to harass or harm others in your family group.
We may suspend accounts that break these rules.
9. Backups
Keep your own backups (Settings > Your data). Backup and CSV files are not encrypted, so store them somewhere private. We are not responsible for data lost because a phone was lost, reset or the app was uninstalled without a backup.
10. Availability
We try to keep sync and other online features running, but we do not promise they will always be available or error-free. The app keeps working offline when the server is unavailable.
11. Limitation of liability
Lemvo Technologies is provided "as is". To the extent the law allows, we are not liable for any financial loss, missed payment, missed reminder, or decision you make based on the app. Our total liability to you will not exceed the amount you paid us in the last 12 months.
12. Ending use
You can stop using Lemvo Technologies and delete your account at any time. We may close accounts that break these terms, and will tell you why where we can.
13. Changes to these terms
We may update these terms. We will show the changes in the app. If you keep using Lemvo Technologies after that, you accept the new terms.
14. Governing law
These terms are governed by the laws of India. Disputes go to the courts of Chennai, India.