:root {
  --navy: #2e3a4e;
  --navy-dark: #222c3c;
  --gold: #c9993a;
  --gold-soft: #f3e6c9;
  --cream: #f1e6cf;
  --bg: #f7f5f0;
  --card: #ffffff;
  --text: #1f2633;
  --muted: #5b6577;
  --line: #e4dfd3;
  --radius: 16px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: "Hind", "Segoe UI", system-ui, -apple-system, sans-serif;
  font-size: 17px;
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
}

a { color: var(--navy); }
img { max-width: 100%; display: block; }

.wrap { max-width: 1080px; margin: 0 auto; padding: 0 20px; }

/* Header */
.site-header {
  background: var(--navy);
  position: sticky;
  top: 0;
  z-index: 10;
}
.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 64px;
  gap: 16px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: #fff;
  font-weight: 700;
  font-size: 22px;
}
.brand img { width: 36px; height: 36px; border-radius: 9px; }
.brand span { color: var(--gold); }
.nav { display: flex; gap: 20px; flex-wrap: wrap; }
.nav a {
  color: #dfe4ec;
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
}
.nav a:hover, .nav a[aria-current="page"] { color: var(--gold); }

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy-dark), #3a475d);
  color: #fff;
  padding: 72px 0 80px;
  border-bottom: 6px solid var(--gold);
}
.hero .wrap {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 40px;
  align-items: center;
}
.hero h1 {
  font-size: clamp(36px, 6vw, 58px);
  line-height: 1.1;
  margin: 0 0 16px;
}
.hero h1 span { color: var(--gold); }
.hero p.lead {
  font-size: 20px;
  color: #e6e9ef;
  margin: 0 0 24px;
  max-width: 34em;
}
.pills { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 30px; }
.pill {
  border: 1px solid rgba(201, 153, 58, 0.6);
  background: rgba(255, 255, 255, 0.08);
  border-radius: 999px;
  padding: 6px 16px;
  font-size: 15px;
  font-weight: 600;
}
.btn {
  display: inline-block;
  background: var(--gold);
  color: var(--navy-dark);
  font-weight: 700;
  text-decoration: none;
  padding: 14px 26px;
  border-radius: 12px;
}
.btn:hover { background: #d9ab4f; }
.btn-note { display: block; margin-top: 10px; font-size: 14px; color: #c3cad6; }
.hero-art { display: flex; justify-content: center; }
.hero-art img {
  width: min(280px, 70vw);
  border-radius: 56px;
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.35);
}

/* Sections */
section { padding: 64px 0; }
.section-title { text-align: center; margin-bottom: 40px; }
.section-title h2 { font-size: 32px; margin: 0 0 8px; color: var(--navy); }
.section-title p { color: var(--muted); margin: 0; }

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
}
.card .icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: var(--gold-soft);
  color: var(--navy);
  display: grid;
  place-items: center;
  font-size: 22px;
  margin-bottom: 14px;
}
.card h3 { margin: 0 0 6px; font-size: 19px; color: var(--navy); }
.card p { margin: 0; color: var(--muted); font-size: 16px; }

.privacy-band { background: var(--navy); color: #fff; }
.privacy-band .section-title h2 { color: #fff; }
.privacy-band .section-title p { color: #c3cad6; }
.privacy-band .card {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.12);
}
.privacy-band .card h3 { color: var(--gold); }
.privacy-band .card p { color: #dfe4ec; }
.center { text-align: center; margin-top: 32px; }
.privacy-band a { color: var(--gold); }

.steps { counter-reset: step; }
.steps .card h3::before {
  counter-increment: step;
  content: counter(step);
  display: inline-grid;
  place-items: center;
  width: 30px;
  height: 30px;
  margin-right: 10px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy-dark);
  font-size: 16px;
}

/* Legal pages */
.page-head {
  background: var(--navy);
  color: #fff;
  padding: 48px 0 40px;
  border-bottom: 6px solid var(--gold);
}
.page-head h1 { margin: 0 0 6px; font-size: clamp(30px, 5vw, 42px); }
.page-head p { margin: 0; color: #c3cad6; }

.legal { padding: 40px 0 64px; }
.legal .doc {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 36px 40px;
  max-width: 820px;
  margin: 0 auto;
}
.legal h2 {
  font-size: 22px;
  color: var(--navy);
  margin: 32px 0 10px;
  padding-top: 8px;
  border-top: 1px solid var(--line);
}
.legal h2:first-of-type { border-top: 0; margin-top: 8px; }
.legal ul { padding-left: 22px; margin: 8px 0; }
.legal li { margin-bottom: 6px; }
.legal .meta {
  background: var(--gold-soft);
  border-radius: 12px;
  padding: 14px 18px;
  font-size: 15.5px;
}
.legal .meta p { margin: 4px 0; }

/* Footer */
.site-footer {
  background: var(--navy-dark);
  color: #aeb6c4;
  padding: 32px 0;
  font-size: 15px;
}
.site-footer .wrap {
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}
.site-footer a { color: #dfe4ec; text-decoration: none; margin-left: 18px; }
.site-footer a:first-child { margin-left: 0; }
.site-footer a:hover { color: var(--gold); }

@media (max-width: 860px) {
  .hero .wrap { grid-template-columns: 1fr; text-align: left; }
  .hero-art { order: -1; justify-content: flex-start; }
  .hero-art img { width: 120px; border-radius: 28px; }
  .grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  .grid { grid-template-columns: 1fr; }
  .nav { gap: 14px; }
  .nav a.hide-sm { display: none; }
  .legal .doc { padding: 24px 20px; }
  section { padding: 48px 0; }
}

/* fixes */
.brand b { font-weight: 700; }
.legal a { overflow-wrap: anywhere; }
@media (max-width: 560px) {
  .site-header .wrap { flex-wrap: wrap; padding-top: 8px; padding-bottom: 8px; }
  .site-footer a { margin-left: 0; margin-right: 16px; }
}